mortgage rates 2025

Mortgage Rates Retreat Slightly: A Modest Relief Amid Continued Housing Market Strain

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Mortgage Rates Dip Slightly

Introduction In the week ending July 31, 2025, a slim measure of relief arrived for homebuyers nationwide. According to Freddie Mac, 30‑year fixed mortgage rates dropped from 6.74% to 6.72%, while the 15‑year rate eased to 5.85% from 5.87%—a small retreat, but meaningful in a housing market still reeling from prolonged rate pressure. These shifts … Read more

Time to Stop Worrying About Mortgage Rates: What Homebuyers Should Really Focus On in 2025

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mortgage rates 2025

Introduction: A Shift in Perspective In today’s housing market, one topic dominates nearly every buyer conversation: mortgage rates. With headlines highlighting every uptick or dip in the 30-year fixed mortgage rate, many prospective buyers are stuck in a waiting game—holding out hope for that perfect, lower interest rate before pulling the trigger on a purchase. … Read more