Crypto in Home Finance: Mortgage Giants Now Weigh Digital Assets as Borrower Collateral
Introduction The mortgage landscape is undergoing a pivotal transformation. In 2025, a groundbreaking directive was issued by the Federal Housing Finance Agency (FHFA), potentially redefining how wealth is measured in mortgage underwriting. For the first time, cryptocurrency holdings—such as Bitcoin or Ethereum—may soon be considered valid assets for borrowers applying for federally backed mortgages. This … Read more