When the Fed Stood Pat: Understanding the July 2025 Decision to Keep Rates Unchanged

Fed Holds Interest Rates Steady

Introduction On July 30, 2025, the Federal Reserve chose to leave its benchmark interest rate unchanged between 4.25% and 4.50%. This marked the fifth consecutive meeting without a rate shift. While President Trump and others urged for immediate cuts to ease borrowing costs, especially on mortgages, the Fed reaffirmed its commitment to data-driven independence. Browse … Read more