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As summer draws to a close, the U.S. housing market finds itself in a delicate balance between opportunity and challenge. Buyers are seeing more inventory on the market than they have in years, but stubbornly high mortgage rates and elevated prices continue to squeeze affordability. Browse affordable new developments and townhomes in the fast-growing Homestead FL … Read more
Introduction In the week ending July 31, 2025, a slim measure of relief arrived for homebuyers nationwide. According to Freddie Mac, 30‑year fixed mortgage rates dropped from 6.74% to 6.72%, while the 15‑year rate eased to 5.85% from 5.87%—a small retreat, but meaningful in a housing market still reeling from prolonged rate pressure. These shifts … Read more
Introduction On July 30, 2025, the Federal Reserve chose to leave its benchmark interest rate unchanged between 4.25% and 4.50%. This marked the fifth consecutive meeting without a rate shift. While President Trump and others urged for immediate cuts to ease borrowing costs, especially on mortgages, the Fed reaffirmed its commitment to data-driven independence. Browse … Read more
Introduction The mortgage landscape is undergoing a pivotal transformation. In 2025, a groundbreaking directive was issued by the Federal Housing Finance Agency (FHFA), potentially redefining how wealth is measured in mortgage underwriting. For the first time, cryptocurrency holdings—such as Bitcoin or Ethereum—may soon be considered valid assets for borrowers applying for federally backed mortgages. This … Read more
Miami’s Brickell district is evolving rapidly from a financial core into a destination for around-the-clock cosmopolitan living. Amid this transformation stands The Standard Residences Brickell—a striking new pre-construction tower that promises to redefine urban luxury in the city. Poised to deliver 407 fully finished residences across 45 stories, it brings together world-class design, upscale amenities, … Read more
Introduction Miami—the city long known for its beaches, nightlife, and tropical allure—is undergoing a transformation unlike any in its history. Often called “The Magic City” for its seemingly overnight growth in the 20th century, Miami is living up to its name once more—this time in the realm of finance, tech, and innovation. In just a … Read more
Introduction Mortgage Rates Edge Up – Mortgage rates in the United States have once again ticked upward, ending a five-week streak of declines. According to mortgage buyer Freddie Mac, the average rate on a 30-year fixed mortgage has increased to 6.72%, up from 6.67% the previous week. Likewise, 15-year mortgage rates have climbed to 5.86% … Read more
Real Estate Advice for Homebuyers – In a world of clickbait listings, ever-shifting mortgage rates, and housing market headlines that can spark anxiety, buyers often find themselves overwhelmed. As a real estate agent, your role isn’t just about helping someone find a house—it’s about guiding them toward a home and a decision that aligns with … Read more
South Florida Real Estate Slump – South Florida’s once-sizzling real estate market is now grappling with a multi-month downturn. After years of exponential price growth, frenzied bidding wars, and pandemic-fueled migration, a clear shift has emerged—sales are down, inventory is building, and buyers are cautious. As we step into mid-2025, it’s evident that this is … Read more
As the U.S. housing market navigates through a post-pandemic recalibration and a higher-for-longer interest rate environment, recent data from the Federal Housing Finance Agency (FHFA) offers both reassurance and caution. According to the FHFA’s latest House Price Index (HPI), home prices across the United States dropped 0.4% in April 2025 on a seasonally adjusted basis. … Read more